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Bright Kindle Resource & Investments, Inc

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Audit, Risk Oversight and Related Party Transactions Committee Charter

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Bankard, Inc. (the Company or Bankard), was incorporated in the Philippines on December 4, 1981 as a credit card corporation. On March 21, 1995, the Company became a publicly listed company when it listed its shares of stock with The Philippine Stock Exchange, Inc. (PSE). Prior to December 27, 2013, Bankard is a subsidiary of Rizal Commercial Banking Corporation (RCBC or former parent company).

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